Web Banking Software: Portcullis

Web Banking Software: The Win-Win

Web banking has become a must-have for retail banking relationships today. Consumers want the convenience of 24 by 7 access to their accounts. Financial institutions yearn for the cost savings and marketing opportunities. With such strong market forces at play it’s no surprise that industry analysts agree web banking will continue to grow in use and importance.

Introducing Portcullis: Web Banking Software

Portcullis is the Portfolio Plus module that enables web banking. Like all the plug-in banking modules offered by Strategic Information Technology, it can be installed when you first implement Portfolio Plus, or at a later date. Portcullis allows financial institutions to offer all the security, convenience, and integrity that customers have come to expect from a web banking experience.

Portcullis: Self-Service Banking

Portcullis Web Banking Software Brochure

When a customer completes a successful web browser login to Portcullis, they are presented with account summaries for all their accounts. This includes chequing, savings, RRSPs, investments, and term deposits. The presentation of these account summaries, as the first screen a customer sees after a login, has become the de facto web banking standard. With a quick glance, a customer sees where they stand financially and can choose to drill down into any one of their accounts to see transaction details or perform activities on those accounts.

Using Portcullis, the customer can perform the following self-service banking activities:

• Add and Remove Bill Vendors
• Pay Bills
• Add or Modify recurring Bill Payments.
• Add or Modify Fund Transfers
• Make Ad Hoc Loan Payments
• Contribute to RRSP
• Download Data into Intuit Quicken or Microsoft Money
• Change their Password
• Renew maturing Term Deposits and RRSP’s
• Perform Stop Payments
• Query Details on Investments, Term Deposits
• Query Loans and Mortgages
• and more ..

Self-Service Banking: Controls

When you implement Portcullis, you get to add extra controls on your banking services, to reduce the potential for fraud or misuse. Portcullis also follows the global rules you have implemented for retail banking, such as holds on deposits and restrictions on services that can be performed.

Web Banking: Near-Zero Marketing Cost

It’s not every day that a financial institution gets to market products and services to customers at a cost approaching zero. Web banking delivers that opportunity. Consumers can be exposed to new products or campaigns as they conduct their regular banking activities. You can choose to direct your customers to real-time rate schedules or invite them to apply for new products. Applications can be filled out online for loans, mortgages or term deposits, then submitted for your approval. Custom email links can also be maintained so customers are directed to a particular branch or service representative.

Portcullis: Reinforcing Your Brand

Reinforcing your brand while you’re customer is performing web banking, is important. That’s why Portcullis allows you to specify your own graphics and colors, where applicable. It’s all part of providing a branded banking experience for your customer.

Portcullis: Administrator Power

The administrator of Portcullis has the power to control the web banking experience. As an example, the administrator can choose whether the customer sees external institutions or real-time rates. The administrator can also choose whether the customer logs in by CIF number, bank card number, or a self-assigned alias name. You’re in control.

Web Banking Software: Marketing Power

Want to find out exactly how many people “clicked” on a promotion and then followed through to actually purchase a product or service? Portcullis delivers this type of power. You’ll be able to track the activities of your customers in detail or as a whole. You can also produce various reports on transactions by CIF, transactions by date, page hits, bill payment usage, fund transfers and more. You’ll know exactly how your system is being used and gain real-time feedback on any promotions you run.

Want a Demonstration of Portcullis Web Banking?

For a demonstration please contact one of our sales or marketing representatives.